Ambakederemo, Owulupu Samuel, Ogheneovo Joseph Forcados, and Yinzuo Gbenana. “Utilization of Financial Management Skills by Entrepreneurs of Small-Scale Enterprises for Sustainable Economic Development in Bayelsa State”. African Journal of Management and Business Research 15, no. 1 (May 31, 2024): 15–24. Accessed October 26, 2026. https://afropolitanjournals.com/index.php/ajmbr/article/view/226.