Simeon Ayoade Adedokun, Ojo Abraham Olojede, Rachel Ihunanya Adeniran, Dorcas Atinuke Adedokun. A Comparative Analysis of AI-Driven Personalized Learning Impact on Academic Performance and Engagement Among Nigerian Undergraduates. AJHCER. 2026;22(1):69-86. doi:10.62154/ajhcer.2026.022.01014